Website terms & conditions

Updated: 19/10/2023

1. Introduction

1.1 These terms and conditions (“T&Cs”) apply between you, the User of this website (“Website”) and Alternative Payments Limited (d/b/a Judopay) a company incorporated in England and Wales with registered number 07959933 and with its registered address at Rise London, 41 Luke Street, London, United Kingdom, EC2A 4DP (“Judopay” or “we”). Judopay is the owned by Fabrick S.p.A., an entity registered in Italy and a registered office address at Piazza Gaudenzio Sella 1, Biella, Italy.

1.2 Please read these T&Cs carefully, as they affect your legal rights. Your agreement to comply with and be bound by these T&Cs is deemed to occur upon your first use of the Website. If you do not agree to be bound by these T&Cs, you should refrain from using the Website.

1.3 In these T&Cs, “User” or “Users” means any third party that accesses the Website and is not either (i) employed by Judopay, or any group company thereof, and acting in the course of their employment; or (ii) engaged as a consultant or otherwise providing services to Judopay and accessing the Website in connection with the provision of such services.

1.4 This Website uses cookies and similar technologies. By continuing to use this Website you are agreeing to our use of cookies in accordance with our Cookie Policy, available here.

1.5 These T&Cs must be read in conjunction with Judopay’s Privacy Policy, available here.

1.6. We amend these T&Cs from time to time. Every time you wish to use our Website, please check these T&Cs to ensure you understand the terms that apply at that time. Your continued use of the Website following notification of such changes will be deemed an acceptance of such changes. Where you do not agree to such changes, you must not use the Website.

2. Suitability of our services

2.1 Judopay is not currently regulated by any financial authority. Accordingly, Judopay does not provide investment advice or make personal recommendations to Users.

3. Intellectual property and acceptable use

3.1 All Content included on the Website, is the property of Judopay, our affiliates or other relevant third parties. In these T&Cs, “Content” means any text, graphics, images, audio, video, software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website, including any such content uploaded by Users. By continuing to use the Website you acknowledge that such Content is protected by copyright, trademarks, database rights and other intellectual property rights. Nothing on this Website shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on the site without Judopay’s prior written permission.

3.2 You may, for your own personal, non-commercial use only, retrieve, display and view the Content on a computer, laptop, tablet or smartphone screen.

3.3 You must not otherwise reproduce, modify, copy, distribute or use for commercial purposes any Content without the express written permission of Judopay.

4. Prohibited use

4.1 You may not use the Website for any of the following purposes:

4.1.1 in any way which causes, or may cause, damage to the Website or may interfere with any other person's use or enjoyment of the Website;

4.1.2 in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in breach of any applicable law, regulation, governmental order; or

4.1.3 making, transmitting or storing electronic copies of Content without the permission of Judopay.

5. Availability of the website and disclaimers

5.1 Any online facilities, tools, services or information that Judopay makes available through the Website, and the Website itself (“Service”) is provided "as is" and on an "as available" basis. We give no warranty that the Service will be free of defects and/or faults. To the maximum extent permitted by the law, we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality. Judopay is under no obligation to update information on the Website.

5.2 This Website describes Judopay’s capabilities and is for information purposes only. Nothing in this Website should be construed as investment, tax, legal, accounting or other advice.

5.3 Whilst Judopay uses reasonable endeavours to ensure that the Website is secure and free of errors, viruses and other malware, we give no warranty or guarantee in that regard and all Users take responsibility for their own security, that of their personal details and their computers.

5.4 Judopay accepts no liability for any disruption or non-availability of the Website.

5.5 Judopay reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but not limited to, any products and/or services available. These T&Cs shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.

6. Account details and security

6.1 You agree to provide accurate, current and complete information about yourself as prompted by the Website and at any other points as may be required from time to time in the course of using the Website. You agree to maintain and update such information as required to keep it accurate, current and complete. We may terminate your account if any information you provide is false, inaccurate or incomplete.

6.2 If you choose, or are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential and not disclose it to any third party.

6.3 We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with these T&Cs. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at

7. Limitation of liability

Whether you are a consumer or a business user:

7.1 We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

7.2 Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any products to you, which will be set out in our applicable contractual documentation for the supply of our products to you.

If you are a business user:

7.3 We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.

7.4 We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: (i) use of, or inability to use, our site; or (ii) use of or reliance on any content displayed on our side.

7.5 In particular, we will not be liable for: (i) loss of profits, sales, business or revenue; (ii) business interruption; (iii) loss of anticipated savings; (iv) loss of business opportunity, goodwill or reputation; or (v) any indirect or consequential loss or damage.

If you are a consumer user:

7.6. Please note that we only provide our site for private use. You agree not to use our site for any commercial or business purposes and we have no liability to you for any loss of profit, loss of business, business interruption or loss of business opportunity.

8. Third party websites

This Website may contain links to external websites operated by third parties. These links are included to give Users the opportunity to access other pages that it is felt may be of assistance to them.  Judopay makes no representations as to the accuracy or any other aspect of the information contained on such websites and Judopay accepts no responsibility for the content of such websites.

9. Data protection

On some pages of this Website, Users are asked to contact Judopay to provide, or obtain, further information. Please refer to our Privacy Policy (as referenced in clause 1) which provides information about how we gather and use personal information.

10. General

10.1 You may not transfer any of your rights under these T&Cs to any other person. We may transfer our rights under these T&Cs where we reasonably believe your rights will not be affected.

10.2 These T&Cs may be varied by us from time to time. Such revised terms will apply to the Website from the date of publication. Users should check the T&Cs regularly to ensure familiarity with the then current version.

10.3 These T&Cs contain the whole agreement between the parties relating to its subject matter and supersede all prior discussions, arrangements or agreements that might have taken place in relation to the T&Cs.

10.4 The Contracts (Rights of Third Parties) Act 1999 shall not apply to these T&Cs and no third party will have any right to enforce or rely on any provision of these T&Cs.

10.5 If any court or competent authority finds that any provision of these T&Cs (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of these T&Cs will not be affected.

10.6 Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

10.7 These T&Cs shall be governed by and interpreted according to the law of England and Wales and all disputes arising under these T&Cs (including non-contractual disputes or claims) shall be subject to the exclusive jurisdiction of the English and Welsh courts.

11. Contact details

Address: Alternative Payments Limited (d/b/a Judopay): Rise London, 41 Luke Street, London, United Kingdom, EC2A 4DP.

Except where otherwise required by applicable law or regulations, all communication and documentation sent to you by Judopay will be in English. You may communicate with us in English.

For more information about this Website, including information concerning the personal data Judopay holds about you, please contact us by email: