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Remember when you used to call a taxi firm the night before you wanted to travel, arrange a time for pick up at an explicit address and hope it would turn up? The world of transit has changed. Consumer expectation, and rightly so, is that the tr...
Interchange Plus Plus (I++) Vs Blended Pricing Interchange ++ pricing is a pricing model that breaks down all the costs of credit card processing into three parts; interchang...
Judopay is a ‘mobile-first’ payments solutions provider and processor. We help businesses in multiple sectors and multiple markets to provide a best in class checkout experience for their customers. Whether this is traditional e-commerce, mo...
How do you create a brand that people are loyal to? Why do people buy your stuff instead of someone elses? Why would I buy an Apple phone over an android? Gucci over Chanel? For me, this is the raison d'etre...
A large topic, Social Media in Fintech. So, I’ve narrowed it down to a particular focus and have chosen to talk specifically about Challenger Banks. Now, I know that’s only one particular segment of the fintech world, but I hope you’ll ...
Fraud exists – has always existed. Whatever the method of payment or the value attached, there is a way to steal. Our job should be to make it as hard as possible to steal… but at the same time we are pressured to make it easy to pay for ...
PCI DSS Overview If you accept card payments from your customers, PCI DSS rule set applies to you and to all the parties you choose to help you in this process, from software developers to payment processors. It’s important to bear i...
I’m now one hundred and sixty six days into my year without cash and quite frankly I’ve almost forgotten what a banknote looks like in my fully cashless state. I’m pretty much mobile all the way these days - in fact I so rarely open my wal...
An out-of-date industry CyberSource and Judopay are helping businesses embrace digital payments. As consumers move to mobile, and retailers and merchants are realising the opportunity, merchants can count on the latest payment technolo...
What is Happening Across the Industry As online sales continue to grow for businesses, the ability to acquire and convert web visitors into buyers is all the more vital. However, up to 68.8% of online shoppers abandon their cart, accor...
Not so long ago, Saturdays were days for catching up. For omnibus sessions of your favourite TV show, hitting the high street to buy winter clothes for the changing season, going to the movies, to the beauticians or out for a meal. Now, TV is on...
Judopay has been recognised as one of the highest growth Fintechs in the UK in 2018...
Here's a diagram of all the players in a payment cycle: First, and most importantly,...
PSD2 has meant a number of changes for the payments industry, but one specific area is what’s known as Strong Customer Authentication (or SCA for short). SCA is a new regulatory requirement to reduce fraud and make online card payments more...
WHY IS CUSTOMER EXPERIENCE CENTRAL TO WHAT JUDOPAY DOES? We believe that by focusing first and foremost on customer experience, we will drive a virtuous feedback loop wherein we drive customer satisfaction, customer loyalty, and custom...
Yet a less-discussed trend is the growing role of “almost shopping”. The practice of browsing online, adding items to your basket, heading to the payment page, then just… stopping there. A staggering 96.7 percent of visits to e-commerce si...
Gartner currently lists IoT initiatives at the top of the “hype cycle”. There’s a huge amount of business buzz, and every event you go to has IoT on the topics list. However, when you really dig into it and talk to people about plans and i...
Here at Judopay, we see 85% of our customer’s customers using debit cards. Less than 15% use credit cards. Now, we’re a digital company. We process online payments. On the web, on your mobile or in-app. When I was growing up, I was tau...
And yet, household names shut nearly 2,000 physical stores in 2017 across the UK. The age-old question of Amazon vs. Argos remains: who has it right? Amazon offers convenience, speed, and enjoyable experience. But so does Argos, just in a very d...
As a society we are increasingly becoming cashless. Why ? Because there are better ways to pay. Card payments are king in most markets and consumers are now using their mobile to make payments. And using apps to buy more and more. ...
As a society we are increasingly becoming cashless. Why ? Because there are better ways to pay. Card payments are king in most markets and consumers are now using their mobile to make payments. And using apps to buy more and more. ...
As a society we are increasingly becoming cashless. Why ? Because there are better ways to pay. Card payments are king in most markets and consumers are now embracing using their mobile to make payments. There are still challenges of...
As a society we are increasingly becoming cashless. Why? Because there are better ways to pay. Whether it’s for a cup of coffee, a ride in a taxi. To have a meal out or to get a meal in. Today’s consumers are using their mobile devi...
Why did you take on this project? Judopay is going through a significant period of growth and we wanted to update our infrastructure to support this business expansion and create a flexible, agile platform for the future. Judopay ar...
